We’ve just experienced hail season
Colorado hail is notorious for leaving hidden damage that seems to sneak up on property managers long after hail season. One small hole created in the summer can create a world of problems months down the line.

Winter is coming
You don’t want your tenants experiencing the effects of hail damage, like leaking and molding, in the middle of winter when snow and ice can make damage even worse than normal. Plus, if there’s ever a time when a homeowner or a tenant would want to avoid having renovations around their home, its winter! Let your renters stay cozy and quiet in their homes when it’s cold, snowy and icy outside by fixing damage now.

You’ll be prepared for next year
If your roofs have sustained damage from this year’s hail storms, replacing your roofs now with durable, long-lasting, impact-resistant roofing will keep your properties protected for next year’s hail season. That means more savings and less worries for next year.

From protecting your tenants to helping you gain business, the benefits to getting a professional roof inspection are endless.

Don’t miss your chance to protect your roofs throughout Colorado’s harsh winter months. Schedule your FREE commercial roof inspection by calling 1-303-242-8444 today!

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Roof Insurance Overview
First off, if you think you might have damage, schedule a roof inspection as soon as possible. Even if you don’t think you have damage, an inspection after a hailstorm is in your best interest.

Another thing to keep in mind is the myth that your insurance company will cancel your policy or raise your rates if you file a claim. This is not true!

Because roof claims can be common, your insurance may contain specific roof-related policies and exclusions. An exclusion is simply a measure your insurance company takes to avoid fraudulent claims and unnecessary expenses by excluding some items from coverage.

You should read your policy to find out what is covered and what isn’t. Some of the most common roof exclusions are:

Complete roof replacement. Roof repairs are almost always covered, but in some specific cases your insurance may not cover complete replacement.

Roofing material restrictions. All insurance companies do not cover all roofing materials. Wood shake is probably the most likely to be denied, as it can be less durable and expensive to repair.

Roof age. Older roofs are less likely to be covered by insurance. If you’re buying a new home, make sure you check out the roof before you apply for your insurance. Insurance companies don’t want to insure old roofs as they are more likely to need replacement soon.

Understanding the basics of roofing insurance policies is key for protecting yourself as a consumer. Now that you have the basics, you’ll want to get up to date with some common insurance terms every homeowner should know.

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